Initial Consultation and Discovery

The Mehra family initially approached Stealth Wealth with concerns about managing their Employee Stock Ownership Plans (ESOPs) and Restricted Stock Units (RSUs). They were unsure about how to maximize these assets and needed expert guidance. During the first meeting, Stealth Wealth’s founder, Lakshay Gupta, took the time to understand their entire financial situation, asking detailed questions about their income, expenses, existing investments, and future goals.

Challenges Faced

The Mehra family faced several challenges:

– Complexity in managing ESOPs and RSUs: They were unaware of the best strategies for handling these complex financial instruments.

– Uncoordinated financial planning: Their investments, insurance, and tax planning were handled separately, leading to inefficiencies.

– Education Support: They needed a robust plan to finance their daughter’s higher education in Ireland.

Holistic Financial Planning

Stealth Wealth conducted a comprehensive review of the Mehra family’s finances and provided a holistic plan. Key steps included:

– Optimizing ESOPs and RSUs: They devised strategies for tax-efficient exercises and diversifications.

– Streamlining Investments: They consolidated and rebalanced the Mehra family’s investment portfolio to align with their risk tolerance and goals.

– Educational Support: They created a dedicated fund for their daughter’s education, ensuring sufficient resources were available when needed.

– Tax Optimization: They implemented tax-saving strategies, maximizing the family’s after-tax income.

Experience with Stealth Wealth

Over time, Stealth Wealth became the Mehra family’s trusted private banker, handling every financial aspect with precision and care. Mrs. Mehra said, “Stealth Wealth transformed our financial life. They took a complex situation and provided clarity, helping us achieve our goals without the stress. Their personalized approach made all the difference.”